1000 general knowledge questions and answers

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1000 (gk questions) General Knowledge Questions and answers for all competitive exams UPSC IAS IPS Prelims, SSC CGL ,SSC CHSL general Awareness CTET, UGC NET

46.
In Banking terminology, NPA means

a
New Promising Ambience
b
Non-Personal Account
c
No-Promise Account
d
Non-Performing Asset
e
Net Performing Asset

47.
The origin of the State Bank of India goes back to the first decade of the 19th century with the establishment of

a
Bank of Bengal
b
Bank of Calcutta
c
Bank of Madras
d
Bank of Bombay
e
None of these

48.
The number of directors on the Boards of RRBs has been raised to

a
16
b
18
c
17
d
14
e
15

49.
The Regulatory Authority for Regional Rural Banks is

a
Central Government
b
Sponsor Bank
c
RBI and NABARD
d
State Government
e
All of these

50.
What is not an innovation likely to explain the high repayment rates of Micro Credit Programmes?

a
None of the above
b
Starting repayments before investments are likely to have borne fruit
c
Public repayments
d
Strong competition between numerous Micro Credit Programmes to reduce interest rates
e
Promising larger and larger loans for borrowers in good standing

51.
Which of following is necessary to transfer funds through the RTGS facility?

a
None of the above
b
There is a minimum amount specified for transfer
c
All of the above
d
Beneficiary's bank account number
e
The IFSC number of the beneficiary's bank branch

52.
SMERA is an SME Rating Agency in India meant for

a
rating on training system
b
None of the above
c
rating on technology usage in (the organisation)
d
rating on quality management
e
rating on credit worthiness of MSME

53.
The rate of interest on Savings Bank Account is stipulated by

a
Government of India
b
The concerned bank
c
RBI
d
Banking Codes and Standards Board of India
e
Indian Banks Association

54.
Who regulates the money circulation in India?

a
SBI
b
State Bank of India
c
NABARD
d
Commercial Banks
e
Reserve Bank of India

55.
Which of the following could be considered as an initiative towards promotion of financial inclusion?

a
Opening of no frills accounts
b
Opening of bank branches in unbanked districts
c
All of the above
d
None of the above
e
Appointing business correspondents for servicing rural customers

56.
Consider the following statements: 1. Allahabad Bank was the first bank to be established exclusively by Indians. 2. Seven banks forming subsidiary of State Bank of India was nationalised in 1969 Which of the statements given above is/are correct?

a
Can't say
b
Only 1
c
Neither 1 nor 2
d
Only 2
e
Both 1 and 2

57.
Which of the following Acts was framed specially to deal more effectively with the problem of Non-Performing Assets in banking system?

a
Foreign Exchange Management Act
b
Companies Act
c
Industrial Dispute Act
d
Banking Regulation Act
e
SARFAESI Act

58.
Which of the following sectors makes maximum contribution to the national income of India?

a
Agriculture
b
Services
c
Industry
d
Both B and C
e
None

59.
Bridge loans refer to

a
interim finance allowed by banks to their customers, pending disbursement of term loans by financial institutions
b
loan granted to PWD for construction of bridges over rivers
c
loan granted to railway for construction of bridges
d
loans granted to construction companies for construction of bridges
e
None of these

60.
As we all know, the Ministry of Finance every year prepares the Union Budget and presents it to the Parliament. Which of the following is/are the elements of the Union Budget? I. Estimates of revenue and capital receipts. II. Ways and means to raise the revenue. III. Estimates of expenditure. Select the correct answer using the codes given below:

a
Only III
b
Only I
c
Only II
d
None of these
e
All of these

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