1000 general knowledge questions and answers

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1000 (gk questions) General Knowledge Questions and answers for all competitive exams UPSC IAS IPS Prelims, SSC CGL ,SSC CHSL general Awareness CTET, UGC NET

91.
RBI has sold its entire stake except 1% in which of the following organisations?

a
NABARD
b
None of the above
c
SIDBI
d
DICGC
e
National Housing Bank

92.
Consider the following statements: 1. In Indian Commercial Banking System, the number of the Non-scheduled Bank is more than the Scheduled Banks. 2. The Non-scheduled Banks in Indian Commercial Banking Systems are even less than a dozen in number. Which of the statements given above is/are correct?

a
Both 1 and 2
b
Neither 1 nor 2
c
Only 2
d
Only 1
e
Can't say

93.
Which of the following functions are not being performed by the Reserve Bank of India?

a
Foreign currency management in India
b
Currency management in India
c
Regulation of foreign direct investment in India
d
Regulation of banks in India
e
Control and supervision of money supply

94.
If the cash reserve ratio is lowered by the RBI, its impact on credit creation will be to

a
increase it
b
None of these
c
constant
d
decrease it
e
no impact

95.
The usual deposit accounts of banks are

a
Current accounts, savings bank accounts and term deposit accounts
b
Current accounts, post office savings bank accounts and term deposit accounts
c
Loan accounts, savings bank accounts and term deposit accounts
d
Current bill accounts and term deposit accounts
e
Current accounts, electricity accounts and insurance premium accounts

96.
Which of the following Indian Banks is not a Nationalised Bank?

a
Vijaya Bank
b
Dena Bank
c
Corporation Bank
d
Federal Bank
e
Oriental Bank of Commerce

97.
CSO in its advanced estimates for the year 2013-14 projected the GDP growth rate at constant prices to be

a
4.9%
b
5.1%
c
4.8%
d
4.6%
e
None of these

98.
The European Union has adopted which of the following as a common currency?

a
Euro
b
Yen
c
Dinar
d
Peso Reserve Bank of India-Structure and Functions 55
e
Dollar

99.
Public sector based Central Bank during July 2014 announced its plans to sell 4% of its stake to LIC for Rs. 581 crore. This stake sale is planned to meet bank's capital requirement of Rs. 2,000 crore this fiscal. With this proposed sale Union Govt.'s holding in Central Bank would come down to ________.

a
88%
b
84%
c
78%
d
None of these
e
80%

100.
What is Forex?

a
It is selling of foreign currency
b
It is simultaneous buying of one currency and selling of another currency
c
It is buying of foreign currency
d
None of the above
e
It is buying of one currency and selling of another currency

101.
The Narasimham Committee, 1991 has given which of the following major recommendations? I. Reduction in the SLR and CRR. II. Phasing out Directed Credit Programme. III. The determination of the interest rate should be on the grounds of market forces such as the demand for and the supply of fund. IV. The actual numbers of public sector banks need to be reduced. V. Narrow banking concept where weak banks will be allowed to place their funds only in short-term and risk free as. Select the correct answer using the codes given below:

a
I, II, III and V
b
I, II and V
c
I, III, IV and V
d
II, III, IV and V
e
I, II, III and IV

102.
Which of the following rates signals the RBI's long-term outlook on interest rates?

a
Reverse repo rate
b
Bank rate
c
SLR
d
CRR
e
Repo rate

103.
Balance of trade of a country is equivalent to

a
surplus generated shown in a trading account.
b
All of the above
c
difference between exports and imports.
d
None of the above
e
difference between the inward and outward remittances made in foreign exchange.

104.
Loansofsmallorverysmallamountsgivento low-incomegroup people are known as

a
Saving loans
b
Investment Loans
c
Micro Credit
d
Cash credit loans
e
Secured loans

105.
Which of the following is the limitation of the ATMs owing to which people are required to visit branches of the bank? I. It does not accept deposits. II. It has a limited cash disbursement capacity. III. Lack of human interface. Select the correct answer using the codes given below:

a
Only III
b
III, II and I
c
Only II
d
None of these
e
Only I

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