Banking Awareness MCQ Questions and Answers 5

61. The intersection of row and column is known as _______.

a

Column

b

Value

c

Address

d

Cell

e

None of these

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Answer & Explanation

Answer : Option D

62. Consumer information sources are.

a

personal and commercial sources

b

public source

c

experiential source

d

All of the above

e

only (a ) and (b )

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Answer & Explanation

Answer : Option E

63. To navigate a new Web page for which you know the URL in the browser's _________ and press enter

a

Address button

b

Address baro

c

Name button

d

Domain bar

e

None of these

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Answer & Explanation

Answer : Option B

64. Which of the following best explains the Delphi Method ?

a

It is a profit-maximization method

b

It is a forecasting method

c

It is a retrenchment method

d

It is a output enhancement method

e

It is a risk analysis method

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Answer & Explanation

Answer : Option B

65. Base rate is the rate below which no bank can allow their lending to anyone. Who set up this base rate for banks?

a

Individual Banks Boards (Correct Answer)

b

Ministry of Commerce

c

Ministry of Finance

d

RBI

e

Interest Rate Commission of India

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Discuss

Answer & Explanation

Answer : Option A

66. Buying situations may be caused by ________.

a

Awareness about competing brands in a product group.

b

Customer has decision criteria

c

Customer is able to evaluate and decide on his choice

d

All of the above

e

None of these

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Answer & Explanation

Answer : Option D

67. The central government launched Pradhan Mantri Ujjwala Yojana is a scheme for ___.

a

Irrigation

b

Rural Development

c

Social welfare programme

d

Financial Inclusion

e

None of these

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Answer & Explanation

Answer : Option D

68. As we know commercial banks accept deposits from the public. What do banks do with this money?

a

This is a type of credit creation. Bank gives this on loan

b

This is an income for the bank

c

Banks give this money directly to the Govt. for developmental projects

d

This money is deposited with the RBI who in turn gives some interest on it banks

e

None of these

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Answer & Explanation

Answer : Option A

69. The performance of a hard drive or other storage device, meaning how long it takes to locate a file is called ?

a

Response Time

b

Access Time

c

Quick Time

d

None of these

e

None of these

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Answer & Explanation

Answer : Option B

70. Many a times, we read in newspaper that the RBI has revised certain rates/ratios under LAF. What is full form of LAF?

a

Legal Adjustment Facility

b

Liquidity Adjustment Facility

c

Longterm Achievement Facility

d

Legal Adjustment Formality

e

None of these

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Answer & Explanation

Answer : Option A

71. 'Green House Gases' are responsible mainly for -

a

Growth of Livestock population

b

Volume of foreign trade

c

Quality of agro products in a country

d

Industrial Development of a nation

e

Global warming

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Answer & Explanation

Answer : Option E

72. A web site address is a unique name that identifies a specific_________ on the web.

a

web browser

b

web site

c

PDA

d

link

e

None of these

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Answer & Explanation

Answer : Option B

73. Which of the following regions has smallest height (km) above Earth?

a

Stratosphere

b

Mesophere

c

Thermosphere

d

Troposphere

e

Aerosphere

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Answer & Explanation

Answer : Option D

74. Who pays the Rural Area Business Correspondents for their services?

a

Banks

b

Ministry of Finance

c

Ministry of Labour & Employment

d

Ministry of Rural Development (India)

e

None of these

View Answer

Discuss

Answer & Explanation

Answer : Option A

75. In Word, which menu would the user select to print a document?

a

Tools

b

File

c

View

d

Window

e

None of these

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Discuss

Answer & Explanation

Answer : Option B

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