Which State Government recently approved the ‘Sandhya Kiran’ contributory cashless healthcare scheme for its pensioners below 70 years of age?

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The correct answer is Option C: Karnataka. Karnataka has approved the Sandhya Kiran contributory cashless healthcare scheme for State Government pensioners below 70 years, family pensioners and eligible dependants. The scheme provides cashless medical coverage of up to ₹5 lakh per family per year on a family-floater basis for secondary, tertiary and emergency treatment. Sandhya Kiran operates under the Ayushman Bharat–Arogya Karnataka (AB-ArK) framework, with the Suvarna Arogya Suraksha Trust as its implementing body. Under the contributory structure, service pensioners contribute 1.25% of their basic pension, while family pensioners contribute 0.75% of their basic family pension. The scheme has a projected annual premium collection of ₹117 crore, against an estimated annual treatment cost of ₹81.75 crore. The estimated treatment-cost burden is divided approximately 70% between beneficiaries (₹57.22 crore) and 30% by the State Government (₹24.53 crore). As a fiscal safeguard, the contribution rate will increase by 5 basis points if corpus utilisation exceeds 85%, supporting the scheme's long-term financial sustainability.

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Tamil Nadu

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Kerala

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Telangana

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Andhra Pradesh

Which State Government recently approved the ‘Sandhya Kiran’ contributory cashless healthcare scheme for its pensioners below 70 years of age?

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Which State Government recently approved the ‘Sandhya Kiran’ contributory cashless healthcare scheme for its pensioners below 70 years of age?

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